Bank Token Smart Card

Secure banking token card generating one-time passwords via embedded chip for online transactions. Classifies HTS 8523.52.00.90 as 'smart card' per note (b) with microprocessor. Used for two-factor authentication.

Import Duty Rates by Country of Origin

Origin CountryMFN RateCh.99 SurchargesTotal Effective Rate
šŸ‡ØšŸ‡³ChinaFree+35.0%35%
šŸ‡²šŸ‡½MexicoFree+10.0%10%
šŸ‡ØšŸ‡¦CanadaFree+10.0%10%
šŸ‡©šŸ‡ŖGermanyFree+10.0%10%
šŸ‡ÆšŸ‡µJapanFree+10.0%10%

Alternative Classifications

This product could be classified differently depending on its characteristics or intended use.

8471.80.90Higher: 50% vs 35%

If with keypad/keyboard interface

Token cards with user input classified as ADP other units.

9107.00.80Higher: 41.4% vs 35%

If marketed as timekeeping device

OTP tokens with clock functions may be battery-powered time instruments.

3926.90.99Lower: 22.8% vs 35%

If plastic token without electronics

Non-smart physical tokens are plastic articles.

Not sure which classification is right?

Our AI classifier can analyze your specific product and recommend the correct HTS code with confidence.

Import Tips & Compliance

• FIPS 140-2 Level 3 certification documentation required

• Battery-powered tokens need power source specs for classification

• Key injection services classified separately from card hardware

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Embedded chip card for public transportation fare collection, like Oyster or Suica cards using contactless technology. Falls under HTS 8523.52.00.90 as 'other smart cards' with microprocessor IC and antenna per Chapter 85 definition. Records fare data and authentication.

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